Personal Accident Insurance

Deciding On Your Coverage Level - Step 1 of 4

We offer 2 types of personal accident insurance coverage:

All The Time

We like to think we named this coverage pretty well, because you’re basically covered all the time. Whether you’re skydiving, working around the house, farming, travelling in a taxi, bus, subway, airplane (as long as you’re not the one operating it or part of a crew), etc. Coverage is divided into levels 1 and 2, where the premiums and payouts are different.

On The Move

For when you’re using personal transportation like a car, snow mobile, bicycle, etc. or are a pedestrian (Part A), and also when you’re travelling on a scheduled airline flight or common carrier like a taxi, bus, subway, etc. but NOT while you’re an operator or part of the crew (Part B). Coverage is divided into levels 1 and 2, where the premiums and payouts are different.

For more information, check out the full descriptions for On the Move or All the Time coverage.

Coverage Yearly Premium Maximum Payment Under Part A Maximum Payment Under Part B
On the Move - Level 1 $45.00 $50,000 $100,000
On the Move - Level 2 $69.00 $100,000 $200,000
All the Time - Level 1 $89.00 $50,000 $100,000
All the Time - Level 2 $139.00 $100,000 $200,000

Select Coverage

Select your desired coverage level based on the chart above.

Sign In

Do you have an existing AMA online account? It's not necessary, but you can sign in for faster checkout. If you don't you can create one now.

Notes:

  • You must be an active AMA member and Alberta resident to purchase personal accident insurance.
  • You must be between the ages of 18 - 74 to purchase personal accident insurance.